🔗⁠⁠⁠⁠⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠⁠⁠⁠⁠ George Kamel and Ken Coleman answer your questions and discuss: "Can someone tell me that I need to stop trading and focus on debt repayment?" "How can we keep the IRS from taking my grandmother's retirement funds?" "We bought land with family. Should we build a house on it?" "How do I attract clients for my business?" "Should I pay off my low interest rate mortgage?" "We are losing more in fees on our universal life policy than we put in" "We moved in with my in-laws to save for a down payment. Was that a wise decision?" "How do I talk to debt collectors about settling?" "Should I sell my crypto to pay off debt?" "How do I combine finances with my wife?" Next Steps: ✔️⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠⁠  📱 ⁠Get episodes early in the free Ramsey Network app!⁠  📈⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠⁠ 💵⁠⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app! 🛍️ 5 Days. Different Deals Daily. Shop Summer Black Friday!⁠⁠⁠⁠⁠ 🛡️⁠Get trusted insurance coverage that fits your budget.⁠ Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠ALDI⁠ Get 10% off your first month of⁠ BetterHelp⁠ Go to ⁠Boost Mobile⁠ to switch today! Learn more about⁠ Christian Healthcare Ministries⁠ Get started today with⁠ Churchill Mortgage⁠ Get 20% off when you join ⁠DeleteMe⁠ Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle! Find top Health Insurance Plans at ⁠Health Trust Financial⁠ Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠ Visit⁠ NetSuite⁠ today to learn more For more information, go to ⁠SimpliSafe⁠ Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠ Get started with ⁠YRefy⁠ or call 844-2-RAMSEY Visit⁠ Zander Insurance⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠ Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more! Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ send us an email⁠⁠⁠⁠⁠. Connect with our Sponsors: Learn more about⁠⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠⁠ Get 20% off when you join⁠⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at⁠⁠⁠ ⁠⁠The Nokbox⁠⁠⁠⁠⁠ Get started with⁠⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 🎙️⁠⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠⁠   🧠⁠⁠⁠ ⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠ 🍸⁠⁠⁠ ⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠ 💡⁠⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠⁠ 💰⁠⁠⁠ ⁠⁠George Kamel⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠ 📈⁠⁠⁠ ⁠⁠EntreLeadership⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more! Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ send us an email⁠⁠⁠⁠. Connect with our Sponsors: Learn more about⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠ Get 20% off when you join⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at⁠⁠ ⁠⁠The Nokbox⁠⁠⁠⁠ Get started with⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 🎙️⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠   🧠⁠⁠ ⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸⁠⁠ ⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠ 💰⁠⁠ ⁠⁠George Kamel⁠⁠⁠⁠ ⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈⁠⁠ ⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more! Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ send us an email⁠⁠⁠⁠. Connect with our Sponsors: Learn more about⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠ Get 20% off when you join⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at⁠⁠ ⁠⁠The Nokbox⁠⁠⁠⁠ Get started with⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 🎙️⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠   🧠⁠⁠ ⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸⁠⁠ ⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠ 💰⁠⁠ ⁠⁠George Kamel⁠⁠⁠⁠ ⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈⁠⁠ ⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more! Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ send us an email⁠⁠⁠⁠. Connect with our Sponsors: Learn more about⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠ Get 20% off when you join⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at⁠⁠ ⁠⁠The Nokbox⁠⁠⁠⁠ Get started with⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 🎙️⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠   🧠⁠⁠ ⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸⁠⁠ ⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠ 💰⁠⁠ ⁠⁠George Kamel⁠⁠⁠⁠ ⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈⁠⁠ ⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more! Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ send us an email⁠⁠⁠⁠. Connect with our Sponsors: Learn more about⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠ Get 20% off when you join⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at⁠⁠ ⁠⁠The Nokbox⁠⁠⁠⁠ Get started with⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 🎙️⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠   🧠⁠⁠ ⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸⁠⁠ ⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠ 💰⁠⁠ ⁠⁠George Kamel⁠⁠⁠⁠ ⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈⁠⁠ ⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more! Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ send us an email⁠⁠⁠⁠. Connect with our Sponsors: Learn more about⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠ Get 20% off when you join⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at⁠⁠ ⁠⁠The Nokbox⁠⁠⁠⁠ Get started with⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 🎙️⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠   🧠⁠⁠ ⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸⁠⁠ ⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠ 💰⁠⁠ ⁠⁠George Kamel⁠⁠⁠⁠ ⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈⁠⁠ ⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

🔗⁠⁠⁠⁠⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠⁠⁠⁠⁠ Rachel Cruze and Ken Coleman answer your questions and discuss: "Can a future employer find out that I lied about a bankruptcy on my application?" "My wife wants me to borrow money from my family to buy a car..." "Should we downsize our animals to help get through Baby step 2? " "Can I be a stay-at-home mom while we're paying off debt?" "What can I do about an eviction notice?" "How do I get my husband to be more gazelle intense?" "What should I do with my home after I move in with my boyfriend?" "How do I explain charging rent to my kids?" "My husband's new job expenses are $1,000 a week. How do we plan for this?" "How do we balance being generous without enabling our children by giving them too much?" Next Steps: ✔️⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠⁠  📱 ⁠Get episodes early in the free Ramsey Network app!⁠  📈⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠⁠ 💵⁠⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠ 🎒 Explore our high school personal finance and new economics curriculum. 🤝 Find a Ramsey Trusted Real Estate Agent Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠ALDI⁠ Get 10% off your first month of⁠ BetterHelp⁠ Go to ⁠Boost Mobile⁠ to switch today! Learn more about⁠ Christian Healthcare Ministries⁠ Get started today with⁠ Churchill Mortgage⁠ Get 20% off when you join ⁠DeleteMe⁠ Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle! Find top Health Insurance Plans at ⁠Health Trust Financial⁠ Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠ Visit⁠ NetSuite⁠ today to learn more For more information, go to ⁠SimpliSafe⁠ Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠ Get started with ⁠YRefy⁠ or call 844-2-RAMSEY Visit⁠ Zander Insurance⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more! Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ send us an email⁠⁠⁠⁠. Connect with our Sponsors: Learn more about⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠ Get 20% off when you join⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at⁠⁠ ⁠⁠The Nokbox⁠⁠⁠⁠ Get started with⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 🎙️⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠   🧠⁠⁠ ⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸⁠⁠ ⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠ 💰⁠⁠ ⁠⁠George Kamel⁠⁠⁠⁠ ⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈⁠⁠ ⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices