The state's Insurance Commissioner says his office will develop statewide standards for home hardening. Home hardening centers on creating rules for buildings and spaces so they are more fire-resistant. Commissioner Ricardo Lara notes that the deadly and destructive wildfires have also created a crisis in insurance coverage. Homeowners in many fire-prone regions report getting non-renewal notices from their insurance carriers. In order to resume coverage in high fire risk areas, insurance companies say the state needs to have uniform standards in place.